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Women's legal equality: retirement
What this indicator measures
This score from 0 to 100 looks at whether the retirement age and the mandatory retirement age are the same for women and men, whether survivor's pensions are equal and whether periods spent caring for children count towards the pension. Data from the 2026 edition of “Women, Business and the Law”, which describes the written laws in force on 1 October 2025 (not their actual application or uncodified customs).
How to read this?
The closer the score is to 100, the more the law treats women and men the same way on these points.
Ranking : ranked from highest to lowest
In brief
Women's legal equality: retirement: across 186 countries and territories, values range from 20.8 /100 (Libya) to 100 /100 (Armenia), with a world median of 75 /100. Data: 2025. The top 10% of countries exceed 100 /100, while the bottom 10% stay below 45.8 /100. By continent, the median is highest in Europe (91.8 /100) and lowest in Oceania (58.4 /100).
Median by continent
- Europe 91.8 /100 (40)
- North America 79.3 /100 (23)
- South America 77.1 /100 (12)
- Africa 75 /100 (51)
- Asia 66.8 /100 (45)
- Oceania 58.4 /100 (12)
Why this indicator matters
Retirement rules influence the level of pensions and financial autonomy in old age. This score compares whether the law treats women and men the same way on these points.
What makes this indicator vary
The differences come from the history of pension systems, old rules distinguishing between the sexes and reforms aimed at aligning them. Pension calculations also reflect career and family paths.
Reading precautions
The score from 0 to 100 describes written laws, not the pensions actually received, which also depend on careers. It covers only the points listed and may not reflect all specific rules.
Full ranking
ranked from highest to lowest
| Rank | Country | Value | Year |
|---|---|---|---|
| 1er | 🇦🇲 Armenia | 100 /100 | 2025 |
| 1er | 🇧🇪 Belgium | 100 /100 | 2025 |
| 1er | 🇧🇫 Burkina Faso | 100 /100 | 2025 |
| 1er | 🇧🇸 Bahamas | 100 /100 | 2025 |
| 1er | 🇧🇧 Barbados | 100 /100 | 2025 |
| 1er | 🇨🇮 Côte d’Ivoire | 100 /100 | 2025 |
| 1er | 🇨🇷 Costa Rica | 100 /100 | 2025 |
| 1er | 🇩🇪 Germany | 100 /100 | 2025 |
| 1er | 🇫🇮 Finland | 100 /100 | 2025 |
| 1er | 🇫🇷 France | 100 /100 | 2025 |
| 1er | 🇬🇧 United Kingdom | 100 /100 | 2025 |
| 1er | 🇬🇷 Greece | 100 /100 | 2025 |
| 1er | 🇬🇩 Grenada | 100 /100 | 2025 |
| 1er | 🇰🇳 St. Kitts & Nevis | 100 /100 | 2025 |
| 1er | 🇰🇷 South Korea | 100 /100 | 2025 |
| 1er | 🇱🇨 St. Lucia | 100 /100 | 2025 |
| 1er | 🇳🇴 Norway | 100 /100 | 2025 |
| 1er | 🇵🇹 Portugal | 100 /100 | 2025 |
| 1er | 🇸🇮 Slovenia | 100 /100 | 2025 |
| 1er | 🇹🇬 Togo | 100 /100 | 2025 |
| 1er | 🇹🇱 Timor-Leste | 100 /100 | 2025 |
| 1er | 🇺🇦 Ukraine | 100 /100 | 2025 |
| 1er | 🇺🇾 Uruguay | 100 /100 | 2025 |
| 1er | 🇻🇨 St. Vincent & Grenadines | 100 /100 | 2025 |
| 25e | 🇱🇹 Lithuania | 99.5 /100 | 2025 |
| 26e | 🇭🇷 Croatia | 94 /100 | 2025 |
| 27e | 🇧🇯 Benin | 91.8 /100 | 2025 |
| 27e | 🇧🇳 Brunei | 91.8 /100 | 2025 |
| 27e | 🇨🇦 Canada | 91.8 /100 | 2025 |
| 27e | 🇨🇩 Congo - Kinshasa | 91.8 /100 | 2025 |
| 27e | 🇨🇬 Congo - Brazzaville | 91.8 /100 | 2025 |
| 27e | 🇨🇾 Cyprus | 91.8 /100 | 2025 |
| 27e | 🇩🇯 Djibouti | 91.8 /100 | 2025 |
| 27e | 🇩🇰 Denmark | 91.8 /100 | 2025 |
| 27e | 🇪🇨 Ecuador | 91.8 /100 | 2025 |
| 27e | 🇪🇸 Spain | 91.8 /100 | 2025 |
| 27e | 🇪🇪 Estonia | 91.8 /100 | 2025 |
| 27e | 🇬🇦 Gabon | 91.8 /100 | 2025 |
| 27e | 🇬🇳 Guinea | 91.8 /100 | 2025 |
| 27e | 🇭🇺 Hungary | 91.8 /100 | 2025 |
| 27e | 🇮🇪 Ireland | 91.8 /100 | 2025 |
| 27e | 🇮🇸 Iceland | 91.8 /100 | 2025 |
| 27e | 🇮🇹 Italy | 91.8 /100 | 2025 |
| 27e | 🇰🇭 Cambodia | 91.8 /100 | 2025 |
| 27e | 🇱🇺 Luxembourg | 91.8 /100 | 2025 |
| 27e | 🇲🇬 Madagascar | 91.8 /100 | 2025 |
| 27e | 🇲🇱 Mali | 91.8 /100 | 2025 |
| 27e | 🇳🇱 Netherlands | 91.8 /100 | 2025 |
| 27e | 🇸🇲 San Marino | 91.8 /100 | 2025 |
| 27e | 🇸🇪 Sweden | 91.8 /100 | 2025 |
| 27e | 🇹🇹 Trinidad & Tobago | 91.8 /100 | 2025 |
| 27e | 🇹🇳 Tunisia | 91.8 /100 | 2025 |
| 27e | 🇿🇼 Zimbabwe | 91.8 /100 | 2025 |
| 54e | 🇦🇹 Austria | 90 /100 | 2025 |
| 54e | 🇲🇰 North Macedonia | 90 /100 | 2025 |
| 54e | 🇲🇪 Montenegro | 90 /100 | 2025 |
| 57e | 🇷🇸 Serbia | 87.5 /100 | 2025 |
| 58e | 🇧🇴 Bolivia | 86.8 /100 | 2025 |
| 59e | 🇨🇿 Czechia | 84.8 /100 | 2025 |
| 60e | 🇦🇪 United Arab Emirates | 83.3 /100 | 2025 |
| 60e | 🇧🇭 Bahrain | 83.3 /100 | 2025 |
| 60e | 🇧🇿 Belize | 83.3 /100 | 2025 |
| 60e | 🇨🇭 Switzerland | 83.3 /100 | 2025 |
| 60e | 🇨🇲 Cameroon | 83.3 /100 | 2025 |
| 60e | 🇪🇬 Egypt | 83.3 /100 | 2025 |
| 60e | 🇬🇹 Guatemala | 83.3 /100 | 2025 |
| 60e | 🇬🇾 Guyana | 83.3 /100 | 2025 |
| 60e | 🇯🇵 Japan | 83.3 /100 | 2025 |
| 60e | 🇱🇸 Lesotho | 83.3 /100 | 2025 |
| 60e | 🇲🇷 Mauritania | 83.3 /100 | 2025 |
| 60e | 🇳🇪 Niger | 83.3 /100 | 2025 |
| 60e | 🇵🇪 Peru | 83.3 /100 | 2025 |
| 60e | 🇸🇦 Saudi Arabia | 83.3 /100 | 2025 |
| 60e | 🇸🇩 Sudan | 83.3 /100 | 2025 |
| 60e | 🇸🇱 Sierra Leone | 83.3 /100 | 2025 |
| 60e | 🇹🇩 Chad | 83.3 /100 | 2025 |
| 77e | 🇸🇰 Slovakia | 81.8 /100 | 2025 |
| 78e | 🇨🇱 Chile | 79.3 /100 | 2025 |
| 78e | 🇨🇻 Cape Verde | 79.3 /100 | 2025 |
| 78e | 🇸🇻 El Salvador | 79.3 /100 | 2025 |
| 78e | 🇸🇹 São Tomé & Príncipe | 79.3 /100 | 2025 |
| 82e | 🇲🇩 Moldova | 76.8 /100 | 2025 |
| 83e | 🇦🇱 Albania | 75.8 /100 | 2025 |
| 84e | 🇦🇺 Australia | 75 /100 | 2025 |
| 84e | 🇧🇼 Botswana | 75 /100 | 2025 |
| 84e | 🇨🇫 Central African Republic | 75 /100 | 2025 |
| 84e | 🇩🇲 Dominica | 75 /100 | 2025 |
| 84e | 🇬🇼 Guinea-Bissau | 75 /100 | 2025 |
| 84e | 🇭🇰 Hong Kong SAR China | 75 /100 | 2025 |
| 84e | 🇱🇻 Latvia | 75 /100 | 2025 |
| 84e | 🇲🇹 Malta | 75 /100 | 2025 |
| 84e | 🇳🇦 Namibia | 75 /100 | 2025 |
| 84e | 🇳🇿 New Zealand | 75 /100 | 2025 |
| 84e | 🇵🇼 Palau | 75 /100 | 2025 |
| 84e | 🇵🇷 Puerto Rico | 75 /100 | 2025 |
| 84e | 🇵🇾 Paraguay | 75 /100 | 2025 |
| 84e | 🇸🇳 Senegal | 75 /100 | 2025 |
| 84e | 🇹🇿 Tanzania | 75 /100 | 2025 |
| 84e | 🇿🇲 Zambia | 75 /100 | 2025 |
| 100e | 🇮🇱 Israel | 74 /100 | 2025 |
| 101e | 🇰🇿 Kazakhstan | 71.8 /100 | 2025 |
| 102e | 🇦🇷 Argentina | 70.8 /100 | 2025 |
| 102e | 🇯🇴 Jordan | 70.8 /100 | 2025 |
| 104e | 🇧🇬 Bulgaria | 67.8 /100 | 2025 |
| 105e | 🇧🇷 Brazil | 67.5 /100 | 2025 |
| 106e | 🇧🇮 Burundi | 66.8 /100 | 2025 |
| 106e | 🇧🇾 Belarus | 66.8 /100 | 2025 |
| 106e | 🇩🇴 Dominican Republic | 66.8 /100 | 2025 |
| 106e | 🇪🇹 Ethiopia | 66.8 /100 | 2025 |
| 106e | 🇫🇲 Micronesia | 66.8 /100 | 2025 |
| 106e | 🇮🇩 Indonesia | 66.8 /100 | 2025 |
| 106e | 🇮🇳 India | 66.8 /100 | 2025 |
| 106e | 🇯🇲 Jamaica | 66.8 /100 | 2025 |
| 106e | 🇰🇬 Kyrgyzstan | 66.8 /100 | 2025 |
| 106e | 🇱🇦 Laos | 66.8 /100 | 2025 |
| 106e | 🇲🇦 Morocco | 66.8 /100 | 2025 |
| 106e | 🇲🇭 Marshall Islands | 66.8 /100 | 2025 |
| 106e | 🇲🇺 Mauritius | 66.8 /100 | 2025 |
| 106e | 🇲🇾 Malaysia | 66.8 /100 | 2025 |
| 106e | 🇳🇵 Nepal | 66.8 /100 | 2025 |
| 106e | 🇴🇲 Oman | 66.8 /100 | 2025 |
| 106e | 🇵🇰 Pakistan | 66.8 /100 | 2025 |
| 106e | 🇵🇦 Panama | 66.8 /100 | 2025 |
| 106e | 🇵🇭 Philippines | 66.8 /100 | 2025 |
| 106e | 🇷🇺 Russia | 66.8 /100 | 2025 |
| 106e | 🇷🇼 Rwanda | 66.8 /100 | 2025 |
| 106e | 🇸🇷 Suriname | 66.8 /100 | 2025 |
| 106e | 🇸🇨 Seychelles | 66.8 /100 | 2025 |
| 106e | 🇹🇭 Thailand | 66.8 /100 | 2025 |
| 106e | 🇹🇯 Tajikistan | 66.8 /100 | 2025 |
| 106e | 🇹🇴 Tonga | 66.8 /100 | 2025 |
| 106e | 🇺🇸 United States | 66.8 /100 | 2025 |
| 106e | 🇺🇿 Uzbekistan | 66.8 /100 | 2025 |
| 134e | 🇦🇿 Azerbaijan | 65.5 /100 | 2025 |
| 135e | 🇷🇴 Romania | 63.3 /100 | 2025 |
| 136e | 🇵🇱 Poland | 62.5 /100 | 2025 |
| 137e | 🇹🇷 Türkiye | 61.8 /100 | 2025 |
| 138e | 🇦🇴 Angola | 60 /100 | 2025 |
| 139e | 🇦🇬 Antigua & Barbuda | 58.3 /100 | 2025 |
| 139e | 🇬🇶 Equatorial Guinea | 58.3 /100 | 2025 |
| 139e | 🇭🇹 Haiti | 58.3 /100 | 2025 |
| 139e | 🇱🇷 Liberia | 58.3 /100 | 2025 |
| 139e | 🇲🇽 Mexico | 58.3 /100 | 2025 |
| 139e | 🇳🇮 Nicaragua | 58.3 /100 | 2025 |
| 139e | 🇶🇦 Qatar | 58.3 /100 | 2025 |
| 139e | 🇺🇬 Uganda | 58.3 /100 | 2025 |
| 147e | 🇧🇦 Bosnia & Herzegovina | 54.3 /100 | 2025 |
| 147e | 🇨🇴 Colombia | 54.3 /100 | 2025 |
| 147e | 🇭🇳 Honduras | 54.3 /100 | 2025 |
| 147e | 🇲🇿 Mozambique | 54.3 /100 | 2025 |
| 151e | 🇰🇲 Comoros | 50 /100 | 2025 |
| 151e | 🇫🇯 Fiji | 50 /100 | 2025 |
| 151e | 🇬🇭 Ghana | 50 /100 | 2025 |
| 151e | 🇬🇲 Gambia | 50 /100 | 2025 |
| 151e | 🇰🇪 Kenya | 50 /100 | 2025 |
| 151e | 🇰🇮 Kiribati | 50 /100 | 2025 |
| 151e | 🇲🇻 Maldives | 50 /100 | 2025 |
| 151e | 🇲🇼 Malawi | 50 /100 | 2025 |
| 151e | 🇳🇬 Nigeria | 50 /100 | 2025 |
| 151e | 🇵🇬 Papua New Guinea | 50 /100 | 2025 |
| 151e | 🇸🇬 Singapore | 50 /100 | 2025 |
| 151e | 🇸🇧 Solomon Islands | 50 /100 | 2025 |
| 151e | 🇸🇿 Eswatini | 50 /100 | 2025 |
| 151e | 🇻🇺 Vanuatu | 50 /100 | 2025 |
| 151e | 🇼🇸 Samoa | 50 /100 | 2025 |
| 166e | 🇩🇿 Algeria | 45.8 /100 | 2025 |
| 166e | 🇮🇶 Iraq | 45.8 /100 | 2025 |
| 166e | 🇸🇾 Syria | 45.8 /100 | 2025 |
| 166e | 🇻🇪 Venezuela | 45.8 /100 | 2025 |
| 166e | 🇻🇳 Vietnam | 45.8 /100 | 2025 |
| 171e | 🇲🇳 Mongolia | 41.8 /100 | 2025 |
| 172e | 🇬🇪 Georgia | 37.5 /100 | 2025 |
| 172e | 🇱🇰 Sri Lanka | 37.5 /100 | 2025 |
| 174e | 🇾🇪 Yemen | 35.8 /100 | 2025 |
| 175e | 🇮🇷 Iran | 33.3 /100 | 2025 |
| 175e | 🇰🇼 Kuwait | 33.3 /100 | 2025 |
| 177e | 🇦🇫 Afghanistan | 25 /100 | 2025 |
| 177e | 🇧🇩 Bangladesh | 25 /100 | 2025 |
| 177e | 🇧🇹 Bhutan | 25 /100 | 2025 |
| 177e | 🇪🇷 Eritrea | 25 /100 | 2025 |
| 177e | 🇱🇧 Lebanon | 25 /100 | 2025 |
| 177e | 🇲🇲 Myanmar (Burma) | 25 /100 | 2025 |
| 177e | 🇸🇴 Somalia | 25 /100 | 2025 |
| 177e | 🇿🇦 South Africa | 25 /100 | 2025 |
| 185e | 🇨🇳 China | 20.8 /100 | 2025 |
| 185e | 🇱🇾 Libya | 20.8 /100 | 2025 |
Frequently asked questions
Which country has the highest value for "Women's legal equality: retirement"?
The highest value is in Armenia, at 100 /100 (2025).
Which country has the lowest value for "Women's legal equality: retirement"?
The lowest value is in Libya, at 20.8 /100 (2025).
What is the world median value of "Women's legal equality: retirement"?
The world median is 75 /100, calculated across 186 countries: half of the countries are above it, the other half below.
What is the value of "Women's legal equality: retirement" for France?
France scores 100 /100 (2025), ranking 1 out of 186 countries (ranked from highest to lowest).
Where does the "Women's legal equality: retirement" data come from?
It comes from Banque mondiale – Women, Business and the Law (WBL 2.0). Site last updated: November 8, 2026. Each country is shown with the year of its most recent value.
What does the retirement score look at?
It looks at whether the retirement age and the mandatory retirement age are the same, whether survivor's pensions are equal and whether periods spent caring for children count towards the pension.
Does a high score mean equal pensions?
Not necessarily. The score measures the equality of written rules. Actual pensions also depend on wages, career length and breaks linked to children.
Source and update
Source : Banque mondiale – Women, Business and the Law (WBL 2.0). Site last updated: November 8, 2026.
Indicators in the same category : Women's Legal Equality (Indices)
- Legal protection of women against violenceThis score from 0 to 100 looks at whether the law addresses domestic violence, sexual harassment, femicide and child marriage. Data from the 2026 edition of “Women, Business and the Law”, which describes the written laws in force on 1 October 2025 (not their actual enforcement or uncodified customs).
- Women's legal equality: access to employmentThis score from 0 to 100 looks at whether the law allows women to get a job like men, prohibits discrimination in hiring and at work, and allows requests for flexible work. Data from the 2026 edition of “Women, Business and the Law”, which describes the written laws in force on 1 October 2025 (not their actual application or uncodified customs).
- Women's legal equality: property and inheritanceThis score from 0 to 100 looks at whether the law gives women the same rights as men over immovable property, inheritance (daughters and surviving wives) and the value of unpaid work in a divorce. Data from the 2026 edition of “Women, Business and the Law”, which describes written laws in force on 1 October 2025 (not their actual enforcement or uncodified customs).
- Women's legal equality: parental leave and pregnancyThis score from 0 to 100 looks at what the law provides around childbirth: paid maternity and paternity leave, coverage of benefits by the state and the prohibition of dismissing a pregnant worker. Data from the 2026 edition of “Women, Business and the Law”, which describes the written laws in force on 1 October 2025 (not their actual enforcement or uncodified customs).
- Women's legal equality: entrepreneurshipThis score from 0 to 100 looks at whether the law allows women to start a business on the same terms as men, prohibits discrimination in access to credit, provides for gender-sensitive public procurement and sets a quota of women on boards of directors. Data from the 2026 edition of “Women, Business and the Law”, which describes the written laws in force on 1 October 2025 (not their actual enforcement or uncodified customs).
- Women's legal equality: childcareThis score from 0 to 100 looks at whether the law organizes childcare services: nurseries, quality standards, support for families and for private providers. Data from the 2026 edition of “Women, Business and the Law”, which describes written laws in force on 1 October 2025 (not their actual enforcement or uncodified customs).
- Women's legal equality: overall indexThis index sums up, from 0 to 100, how far written laws give women the same economic rights as men. It is the average of ten thematic scores: safety, mobility, workplace, pay, marriage, parenthood, childcare, entrepreneurship, assets and pension. Data from the 2026 edition of "Women, Business and the Law", which describes written laws in force on 1 October 2025 (not their actual enforcement or uncodified customs).
- Women's legal equality: marriageThis score from 0 to 100 looks at whether the law gives women the same rights as men in marriage: being head of household, not having to obey one's husband, divorcing and remarrying. Data from the 2026 edition of "Women, Business and the Law", which describes written laws in force on 1 October 2025 (not their actual enforcement or uncodified customs).
- Women's legal equality: mobilityThis score from 0 to 100 looks at whether the law allows women to choose where to live, to leave the marital home, to travel abroad and to pass on their nationality to their spouse and children, just like men. Data from the 2026 edition of “Women, Business and the Law”, which describes the written laws in force on 1 October 2025 (not their actual application or uncodified customs).
- Women's legal equality: pay and occupationsThis score from 0 to 100 looks at whether the law requires equal pay for work of equal value and whether women can work in the same jobs as men (night work, jobs considered dangerous, economic sectors). Data from the 2026 edition of "Women, Business and the Law", which describes written laws in force on 1 October 2025 (not their actual enforcement or uncodified customs).